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Lamoille County Habitat for
Humanity Green Mountain Chapter P.O. Box 505, Johnson, VT 05656 Phone: 802 644-5477 |
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How to Become a Habitat Homeowner
PHASE ONEEach applicant must meet the following qualifications to be placed on the notification list.
NeedYou will be considered for a Habitat House if your present housing is inadequate, and you are unable to obtain housing through other conventional means.
Ability to PaySince you will be buying your house from Habitat through a 25-year, 0% interest loan, you must demonstrate you ability to afford the monthly payment. This payment will include the mortgage payment, real estate taxes and hazard insurance. You must have an income that is equivalent to 30-60% of the median income in Lamoille County. See Chart Below We will help you to determine if this payment will jeopardize your ability to meet all other family financial obligations and expenses.
Willingness to participate as a Partner with HabitatWhen selected, you become a Partner Family in the Habitat movement. A Partner Family is required to complete a minimum number of hours of work with Habitat before moving into the house and becoming a Habitat homeowner. This is often referred to as Habitat’s “sweat equity” policy and may include clearing the lot, painting, helping with construction, providing food for volunteers or working with office staff and volunteers. You will be responsible for the maintenance and repair of your house and property from the time you move into your house. After moving into the house Lamoille County Habitat for Humanity will continue to maintain an ongoing relationship with you.
PHASE TWOOnce the applicant returns the completed applications including all necessary documentation, you file will be processed. The process has several areas of focus:
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